Retirement Planning

Taking charge of your retirement planning empowers you to shape the future you desire and continue enjoying the activities you love.

Retirement Planning Advice

Whether you’re envisioning retirement or already there, our guidance can help you navigate the complexities of financial planning, ensuring a secure and prosperous future.

Retirement planning is a critical aspect of securing the lifestyle you desire in your later years. It involves envisioning your retirement goals, understanding your financial needs, and strategising how to achieve them. Starting early lays a strong foundation, with actions like enrolling in pension schemes and managing debts being key in your 20s. As you progress through your career, maintaining or increasing pension contributions becomes essential to bolster retirement savings.

Approaching retirement age calls for a thorough examination of pension forecasts, state pension entitlements, and withdrawal options. Careful consideration allows for informed decisions on retirement timing and ensures that your retirement funds are sufficient to support your lifestyle. Assessing your expected retirement income against projected expenses helps align your financial goals with your retirement aspirations. Financial Planners can offer valuable insights and strategies to optimise your retirement savings and secure a comfortable financial future.

Principles of growing money

A guide to Retirement Planning

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What We Offer You

Experience brighter financial prospects

Whether you’re preparing for the future, on the brink of retirement, or already enjoying your retirement years, our meticulous approach can make a significant difference to your financial well-being.

Our process begins with a comprehensive review of your current financial situation. We carefully assess where improvements can be made and develop a tailored strategy to optimise your financial outlook. With our diligent oversight, we continuously monitor your investments and take timely action to ensure that you’re always aligned with the best-performing pension funds.

Make wise decisions about your pension pot

When the time comes to utilise your pension savings, we’ll provide expert guidance on the available options.

Whether you’re considering purchasing an annuity, opting for income through a drawdown plan, taking a lump sum under pension freedom rules, or a combination of these strategies, we’ll explain each option’s advantages, disadvantages, and tax implications.

Our decisions are made in collaboration with you, considering factors such as your life stage, age, evolving needs, additional income sources, and your desires for legacy planning. 

 

How can we help secure Your Financial Future?

Discover how one of our Financial Planners Can Empower Your Financial Decisions

Get In Touch

Fill in the form below and our team will be happy to assist you

Contact Information

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed

Address

Blythe Lea Barn, Packington Park, Meriden, Warwickshire, CV7 7HE

Get In Touch

Fill in the form below and our team will be happy to assist you

Contact Information

0333 006 9590

enquiries@iwpfp.co.uk

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed

Address

Blythe Lea Barn,
Packington Park,
Meriden, Warwickshire,
CV7 7HE

Press Query

Fill in the form below and our team will be happy to assist you

Address

Blythe Lea Barn, Packington Park, Meriden, Warwickshire, CV7 7HE

Press Query

Fill in the form below and our team will be happy to assist you

Contact Information

0333 006 9590

communications@iwpuk.co.uk

Address

Blythe Lea Barn,
Packington Park,
Meriden, Warwickshire,
CV7 7HE